According to the CDC, treating kidney disorders can cost upwards of $23,000 per person per year. The cost of medications, doctors’ appointments, surgeries, and dialysis treatments add up quickly, and may impact a person’s ability to work. 

Fortunately, the Social Security Administration (SSA) understands the financial challenges that kidney disease patients face, and offers financial assistance. Learn more about SSA benefits, including what you need to qualify for them.* 

How do you qualify for SSA disability benefits?

Kidney disease is a serious medical condition that can inhibit a person from taking part in their normal daily activities. If you suspect to be out of work for at least 12 months, you may qualify for disability benefits from the SSA. 

SSA’s Blue Book discusses the different qualifications needed based on whether you:

• Have chronic kidney disease (CKD), 
• Are a recipient of kidney dialysis or transplant, or 
• Are experiencing nephrotic syndrome. 

The criteria is based on lab work (such as levels of the proteins albumin and creatinine) and complications associated with kidney disease (such as high blood pressure, fluid overload syndrome, anorexia, and bone disorders). 

Thorough and detailed medical documentation of your kidney disease is required to complete the application. It is imperative that you work with your healthcare team to complete the application, and ensure you obtain all of the required information. 

What if I do not qualify for SSA?

In some cases, the SSA will rule that you do not qualify for disability benefits and may request that you fill out a residual functional capacity form (RFC). This form allows you and your doctor to outline your treatment plan and how your condition and treatment may make it difficult to keep up the demands of your job. Once submitted, SSA will review and determine if you can work, and if you can work, what kind of work you are capable of doing. 

Will social security benefits increase?

SSA regularly assesses and calculates the annual cost of living and makes adjustments to disability benefits as needed. Due to the increase in inflation, SSA disability benefits could increase by 11.4% in 2023. 

Where can I get more help?

Completing an SSA disability benefits application can be time-consuming and difficult to fully comprehend. If you have questions on SSA’s Blue Book or have more questions regarding SSA benefits, you can seek help from an experienced Social Security advocate or attorney. 

*Disability Evaluation Under Social Security: 6.00 Genitourinary Disorders – Adult (2022). Social Security Administration. Retrieved from https://www.ssa.gov/disability/professionals/bluebook/6.00-Genitourinary-Adult.htm